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Post Info TOPIC: Homeowners Insurance Terminating Policies due to Moss, Algae, & Lichen Growth


Premium Member Roof Cleaning Institute of America Certifiied Roof Cleaning Specialist

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Date: Jan 3, 2013
Homeowners Insurance Terminating Policies due to Moss, Algae, & Lichen Growth
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This is sample letter that many Michigan Homeowners are now receiving, without warning. It is a letter from their insurance company, not threatening but simply terminating the policy. This sample came from a customer that "had" a policy with Progressive for over 13 years. They have given him roughly 30 days to provide a corrective action, with snow on his roof.



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Ugly Shingles LLC Roof Cleaning Logo

517-798-5800

Ugly Shingles LLC Roof Cleaning Metro Detroit 

Get a FREE Roof Cleaning Estimate - See Our Picture Gallery Here

Roof Cleaning MI

MJ


Premium Member Roof Cleaning Institute Of America Certified Roof Cleaning Specialist

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Date: Jan 3, 2013
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Homeowner neglect is costing insurance companies big money, insurance is not maintenance and we can only hope that we see a lot more letters in the hands of our prospects. Anything that increases consumer awareness will only help grow the business. This is a great topic for local newspapers, mailers, and advertising.

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Mike Jackson

Roof to Curb Cleaning Pro's

1506 Magnolia Dr.

Cincinnati, OH 45215

513.542.PROS (7767)

www.rooftocurb.com

 
Check out our RTC video HERE!


Premium Member Roof Cleaning Institute of America Certified Roof Cleaning Specialist

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Posts: 1998
Date: Jan 3, 2013
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This action by the insurance company's has been increasing each year. The insurance company will accept a written estimate with a date to be "corrected " even if it's a couple of months down the road.

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Charlies Roof Cleaning

                http://www.youtube.com/watch?v=oQDTM0TQ_PI 

                SERVING BOTH NASSAU AND SUFFOLK COUNTY

               FREE ESTIMATES / SATISFACTION GUARANTEED!

                       516-763-4108   /   631-433-6449





 



Premium Member Roof Cleaning Institute of America Certifiied Roof Cleaning Specialist

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Date: Jan 3, 2013
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Here is a picture of the house.



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Ugly Shingles LLC Roof Cleaning Logo

517-798-5800

Ugly Shingles LLC Roof Cleaning Metro Detroit 

Get a FREE Roof Cleaning Estimate - See Our Picture Gallery Here

Roof Cleaning MI



Premium Member Roof Cleaning Institute of America Certified Roof Cleaning Specialist

Status: Offline
Posts: 1998
Date: Jan 3, 2013
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I have gave an estimate last year in the winter, I think I put down by April 30th weather permitting. It was allowed and I cleaned it in April.

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Charlies Roof Cleaning

                http://www.youtube.com/watch?v=oQDTM0TQ_PI 

                SERVING BOTH NASSAU AND SUFFOLK COUNTY

               FREE ESTIMATES / SATISFACTION GUARANTEED!

                       516-763-4108   /   631-433-6449





 



Guest

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Date: Jan 4, 2013
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Get out the brooms and clean that roof.

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DiamondRoofCleaning_HEADER-part-2_edited-1.jpg

Diamond Roof Cleaning

320 e collings dr

Williamstown NJ 08094

Mike Derose-Owner

609-929-5812



Premium Member Roof Cleaning Institute Of America

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Posts: 177
Date: Jan 4, 2013
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Following up on the post showing the TV video after the Homeowner received his letter of cancellation, I've decided to sent a letter and brochure to over 125 State Farm agent with 15 miles of my office asking them what they will be telling their clients if the get one of these letters.

The answer is of course: call ChicagoLand Roof Cleaners.

I've checked with Foremost and the one mention in this post and either they do not sell in our area or they do not have local agents or they would also be getting letters with the right answer the question



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Jim Hamilton

ChicagoLand Roof Cleaners

The Black Streak Removers

Joliet,Il

( 30 miles SW of Chicago)

815-791-8981

Jim@ChicagoLandRoofCleaners.com



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Date: Jan 5, 2013
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Bob, These letters are also being sent out here in Ohio.  We probably did 20 or so roofs this year just because the home owner received these

letters.  Seems like we did alot of rental properties for the same reason. 



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Toledo Roof Cleaning LLC
Serving Ohio, Michigan and Indiana
(419) 265-3306
NON-PRESSURE ROOF CLEANING
Roof Cleaning Toledo, Ohio


http://toledoroofcleaning.com

 


 



Certified Cedar Shake Roof Cleaning Specialist

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Date: Jan 7, 2013
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I been getting calls for the last two years from cedar shakes homeowners about this insurance issue.



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Sullivan Roof Cleaning, Inc.

6595 N.E. 12th Ave

Pleasant Hill, Iowa 50327

515-971-1430

www.sullivanroofcleaning.com

www.cedarroofclean.com

Serving The Greater MidWest For All Your Cedar Roof Cleaning



Premium Member Roof Cleaning Institute Of America Certified Roof Cleaning Specialist-MODERATOR

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Date: Jan 9, 2013
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Last year alone we did close to 20 or so roof cleanings for the very same reason. Insurance company's were going to drop them because their roofs looked nasty to the point of looking like they needed to be replaced. Once we were done cleaning the roofs they looked brand new. Not sure what the outcome was with the insurance company's but I would bet that they went ahead and renewed their policy.

Home Owner Associations also send out letters in an effort to keep their communities looking pristine. As far as HOA's, a very large part of our work comes from clients who receive letters telling them to clean their roofs, houses, and concrete. One of the jobs we are doing tomorrow is for just that and we have 3 tile roofs we are cleaning on Friday in a community for residents who receives letters.



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All Surface Roof Cleaning
Largo FL

(727) 543-3276
Roof Cleaning Video
Tile Roof Cleaning�Palm Harbor�Florida
Larry Millette
 Roof Cleaning & Pressure Washing Florida.

  Roof Cleaners Clearwater, Pressure Washers Florida  Roof Cleaners Saint, Petersburg FL 



Guest

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Date: Jan 9, 2013
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Larry, two years ago we didn't receive any calls but last year we complete around a dozen due to these letters. I hope the trend continues!  wink



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Premium Member Roof Cleaning Institute Of America Certified Roof Cleaning Specialist-MODERATOR

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Posts: 2142
Date: Jan 9, 2013
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Roof Cleaning Tallahassee wrote:

Larry, two years ago we didn't receive any calls but last year we complete around a dozen due to these letters. I hope the trend continues!  wink


 One of the jobs we did yesterday wash a House Wash for an older woman. Before we left she was telling us how she had to replace her Shingle Roof just 2 months ago because of her insurance company. Its too bad she didnt call us. Im sure we could have saved her a bunch of money. I actually felt bad for the woman. Needless to say, she wont be making that mistake again and plans on calling us at the first sign of any mold and or staining/ discoloration.



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All Surface Roof Cleaning
Largo FL

(727) 543-3276
Roof Cleaning Video
Tile Roof Cleaning�Palm Harbor�Florida
Larry Millette
 Roof Cleaning & Pressure Washing Florida.

  Roof Cleaners Clearwater, Pressure Washers Florida  Roof Cleaners Saint, Petersburg FL 



Premium Member Roof Cleaning Institute Of America

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Posts: 177
Date: Feb 6, 2013
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What are the names of the various insurance companies that are sending out cancellation notices or not writing new policies due to roof condition?



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Jim Hamilton

ChicagoLand Roof Cleaners

The Black Streak Removers

Joliet,Il

( 30 miles SW of Chicago)

815-791-8981

Jim@ChicagoLandRoofCleaners.com



Premium Member Roof Cleaning Institute Of America

Status: Offline
Posts: 1064
Date: Feb 6, 2013
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ChicagoLand Roof Cleaners wrote:

What are the names of the various insurance companies that are sending out cancellation notices or not writing new policies due to roof condition?


Jim,

I've attached herewith(don't you just love that word) a photo of an estimate(closed deal) we did the other day for a customer who's new insurance agent advised him they wouldn't issue a new policy until the roof was thoroughly cleaned. The insurance company is All State. This is the 3rd job we have been called on that All State is the issueing agent/company. The roof is in much worse condition, in person, than this Google snapshot reflects. We are issueing a letter of intent to the homeowner to satisfy the agent/inspector due to restrictions with the weather.

Hank



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Pocono Non Pressure Roof & Exterior Cleaning, LLC

Stroudsburg, PA 18360

570-994-6918

Serving the Pocono and Lehigh Valley(Carbon, Lehigh, Northampton, Monroe, Pike and Wayne Counties), PA community as well as both Warren and Sussex Counties of New Jersey

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